Affiliate Program | IUL.org
All lead delivery is done inside the IUL.org CRM. Questions? [email protected]
Early access: this is our first round of testing, so expect a few rough edges. That is exactly why this is the most generous version of the program there will ever be, and it will not stay this way once we work the bugs out.
Affiliate Program

Do you know one agent who could use exclusive IUL leads, starting at $97 a week?

Send agents your link and be their hero. They finally get exclusive IUL leads they can close, at a price they can afford.

Get my referral link

Free to join. No card required. Get your link in under a minute.

How it works

Designed to help your agency scale fast.

For every exclusive IUL lead an agent you refer buys, you get one of your own, free.

Example: An agent you refer
$197/week
Part Time plan
They get
100
exclusive IUL leads / week
You get, free
100
exclusive IUL leads / week

They pay for their leads. You get the same number, free, every week they stay subscribed. Refer an agent on your own plan and you have doubled your weekly leads.

Now scale it

Refer more. Earn more.

Every agent you refer stacks on top of the last. Mix any plans you like and watch your free weekly leads add up.

How many agents will you refer?
New Agent
40 leads a week for you and the agent you refer
Only $97 per week
3
Part Time
100 leads a week for you and the agent you refer
Only $197 per week
11
IUL Professional
500 leads a week for you and the agent you refer
Only $697 per week
4
Free, every week, for you
3,220
exclusive IUL leads a week
That is 12,880 a month
How fast could your income and team grow with 3,220 exclusive IUL leads a week?

Free leads are delivered weekly as inventory allows and continue for as long as each referral stays subscribed. This is an estimate, not a guarantee of results.

Your leads, your call

Too many leads? Impossible.

Work them, gift them, bank them, or just cherrypick the best. However many you earn, you decide what happens to them.

Work them

Call and close them yourself, on top of your own book.

Gift them

Hand free leads to the agents on your team to keep them producing.

Bank them

Save them for a rainy day and start a campaign when the timing works.

Cherrypick

Take the best for yourself, do what you want with the rest.

Sell them

Move them yourself and keep the margin. They are yours.

Run a contest

Put your leads up as the prize and light a fire under your team.

Leads, not cash

Why we pay in leads

It is a deliberate choice, and here is the thinking behind it.

Reason one

One IUL case pays more than we ever could

If you are placing cases, another exclusive IUL lead is worth far more to you than any cash we could pay back. More leads means more clients, more commission, and a bigger book. A few dollars back per lead cannot compete.

Reason two

Get rewarded faster.

The affiliate software we use can only pay cash on a 45 day delay, weeks after the following month closes. You can get a policy issued, paid, and the commission from the IUL sale faster than that.

Reason three

Build a real agency

We want you building a large insurance agency. A pile of free leads every week is fuel for that: feed your downline, recruit new agents with leads in hand, and grow a team instead of just collecting a check.

Why the ask is easy

Why agents say yes

You are not selling them something new. You are pointing them at something they already budget for, at a higher quality and a lower price.

Exclusive

Every lead goes to one agent only. Never shared, never resold, never recycled.

Already budgeted

Agents plan a weekly lead spend already. This just plans it for them.

Under their name

Every prospect is introduced by email under their name, so they call people expecting them.

Three steps

About a minute to start

1

Get your link

Join free from your account and get your referral link right away.

2

Send it to an agent

Any agent who buys leads. They already buy them somewhere, so it is an easy ask.

3

Get free leads

When they subscribe, you start getting the same number of exclusive IUL leads, free, every week.

Common questions

How many free leads do I get?

One free exclusive IUL lead for every lead your referral buys, every week. Refer an agent on your own plan and your weekly leads double. Refer someone on a larger plan and you get their full volume. It stacks with every agent you refer, so ten agents can mean a thousand leads a week.

What can I do with the free leads?

They are yours. Work them yourself, cherrypick the best, gift them to agents on your team, put them up as a contest prize, bank them for later, or sell them. Whatever is best for your business.

How are the leads delivered?

All leads are delivered into the IUL.org CRM, which is $100 per year. If you do not have a CRM, you can purchase one, or gift your earned lead credits to another agent who does.

Do I get cash instead?

No. IUL cases pay so well that another lead is worth more to you than a cash rebate, the leads reach you far faster than a 45 day cash payout, and free leads every week are what actually grow an agency.

Do I have to be a subscriber?

Yes. You get free matched leads for as long as your own plan stays active. That is the only requirement to participate.

What if my referral cancels?

The free leads continue every week they stay subscribed and stop when they cancel. Refunded or charged-back orders reverse the matched leads.

Refer an agent. Double your leads.

You already know an agent who buys leads. Send them your link.

Get my referral link
Through the IUL.org Affiliate Program, an active subscriber who refers another agent receives one exclusive IUL lead for every exclusive IUL lead the referred, active subscriber purchases, delivered weekly and added to the referrer's account. Participation requires an active IUL.org subscription. The reward is provided in exclusive IUL leads, not cash, and is delivered as inventory allows and may be paced for large referral volumes. Earned leads are the referrer's to work, bank for later delivery, transfer to another agent, award as a prize, or resell. All leads are delivered into the IUL.org CRM, which requires an active CRM subscription ($100 per year); referrers without a CRM may purchase one or transfer their earned lead credits to another agent who has one. The match continues each week a referral remains an active subscriber and ends when the referral cancels; it reverses on refunds or chargebacks. Non-cash rewards may be reported at fair market value where required by law. The match ratio, rates, and availability may change at any time. This is a referral program and is not an offer of employment or a business opportunity. IUL.org is operated by Media Holding Group, LLC.